**A PERMANENT 5.875% MORTGAGE RATE (5.99% APR), PLUS A 1-YEAR HOME WARRANTY AND 2 YEARS OF HOA DUES PAID BY THE SELLER!** Take advantage of an exceptional homeownership opportunity through the seller's Evergreen Mortgage Home Seller Advantage program. With a $10,000 seller contribution toward a permanent rate buydown, qualifying buyers can secure a 5.875% interest rate (5.99% APR), offering long-term monthly payment savings. This is a permanent rate, not a temporary introductory offer! Located in the gated Centennial Village community of Iron Mountain Estates South, this spacious two-story home offers 4 bedrooms, 2.5 bathrooms, a versatile den, and 2,490 square feet of living space. Built in 2004 on a 4,792-square-foot lot, the thoughtfully designed floor plan features an open kitchen connected to the main living area, ideal for everyday living and entertaining. The flexible den provides additional space for a home office, media room, or hobbies, while the upstairs primary suite offers separation from the secondary bedrooms. Additional highlights include a 2-car garage, a neighborhood park, and HOA dues of just $90 per month. With the seller covering the first two years of HOA dues and providing a one-year home warranty, buyers can enjoy additional savings and peace of mind from day one. **A spacious home in a gated community with exceptional financing incentives and valuable seller-paid benefits. Schedule your private showing today!**